Explore the layers behind a stablecoin service.

Stack explorer

Explore the service layers in common stablecoin stack archetypes and the evidence and adapter operations recorded for each layer.

These are archetypes, not complete provider stacks. Evidence and adapter availability are separate signals. They do not establish a compatible route or eligibility for an organization. The issuer archetype is illustrative and its requirements are proposed.

10Archetypes

27Required layers

0Layers with evidence in each category

AssessedPublic evidence · 2026-10-31 19:27 UTC

An evidence count covers categories across the public directory, not necessarily one provider or jurisdiction. Adapter availability is based on declared operations, not a connected provider.

Required operation availability across layers: 3 production adapter · 8 sandbox simulator only · 16 planned.

Regime context

Review a regime pack

Pack requirements are shown for context. Selecting a pack does not assess whether it applies or change the layer signals below.

Choose a regime pack to see the requirements recorded in it.

Service layers

Compare archetypes

Each layer lists the categories required by that archetype. A layer that is not listed as required does not mean the service never needs it.

App template

Mobile Wallet

Consumer wallet for QR, NFC, and peer-to-peer transfers.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Evidence missing

Custody · 0 qualifying offerings

Required operations: Production adapter

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Payment Gateway

Checkout and payment links for merchants and SaaS platforms.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Remittance Platform

Cross-border transfers with fast settlement and FX rails.

Network and infrastructure

Not required by this archetype

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Outbound bank transfers · 0 qualifying offerings
Cross-border settlement · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Identity verification (KYC) · 0 qualifying offerings
Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

POS System

In‑store payments with NFC, QR, and offline mode.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Invoice & Billing

Generate invoices and collect stablecoin payments.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Payroll

Pay contractors globally with stablecoins.

Network and infrastructure

Not required by this archetype

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Payouts · 0 qualifying offerings
Outbound bank transfers · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Identity verification (KYC) · 0 qualifying offerings
Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Marketplace Escrow

Hold funds in escrow until delivery is confirmed.

Network and infrastructure

Not required by this archetype

Issuance, reserves and custody

Evidence missing

Custody · 0 qualifying offerings

Required operations: Production adapter

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Identity verification (KYC) · 0 qualifying offerings
Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

Subscription Billing

Recurring billing with stablecoin payments.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Not required by this archetype

Money movement

Evidence missing

Payment processing · 0 qualifying offerings

Required operations: Planned

Identity and compliance

Evidence missing

Sanctions screening · 0 qualifying offerings

Required operations: Sandbox simulator only

App template

DeFi Protocol

On-chain yield and liquidity strategies.

Network and infrastructure

Evidence missing

Settlement network access · 0 qualifying offerings
Price reference data · 0 qualifying offerings
Contract audit · 0 qualifying offerings

Required operations: Planned

Issuance, reserves and custody

Evidence missing

Custody · 0 qualifying offerings

Required operations: Production adapter

Money movement

Not required by this archetype

Identity and compliance

Not required by this archetype

Illustrative explorer archetype

Stablecoin Issuer

Issue and redeem a stablecoin with reserve and business controls.

Network and infrastructure

Not required by this archetype

Issuance, reserves and custody

Evidence missing

Token issuance · 0 qualifying offerings
Token redemption · 0 qualifying offerings
Reserve management · 0 qualifying offerings
Asset segregation · 0 qualifying offerings
Custody · 0 qualifying offerings

Required operations: Planned

Money movement

Not required by this archetype

Identity and compliance

Evidence missing

Business verification (KYB) · 0 qualifying offerings
Sanctions screening · 0 qualifying offerings

Required operations: Planned

Method

How to read the signals

Public evidence means each required category has at least one effectively public offering with a reviewed record marked eligible or conditional and within its recorded validity dates. Those records can belong to different providers and jurisdictions. They do not establish that the offerings work together or apply to your use case.

Required operations show the least available operation in a layer, from planned through sandbox or production adapter. Declarations for different operations can come from different providers. A production adapter declaration does not establish provider access, credentials, activation, eligibility, or an executable stack.

Archetypes describe required categories and operations. They do not resolve supplier dependencies, assess a corridor, or make a legal determination.

Recent changes

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