Agentic commerce
Map how AI agents prepare payments, screen counterparties, request approvals, and operate through scoped keys instead of broad authority.
Operator playbooks for teams designing agentic commerce, regulated payment corridors, provider orchestration, compliance gates, and AI-managed stablecoin workflows.
The goal is not a chatbot that moves money freely. It is an agent that understands scoped authority, simulation boundaries, provider readiness, and when a human approval path is required.
Use these playbooks to frame corridor design, provider sequencing, compliance controls, agent permissions, and production-review criteria before committing engineering time.
Each playbook connects an AI/operator workflow to the control-plane primitives behind it: scoped keys, provider context, compliance gates, regime modeling, simulation, and audit.
Map how AI agents prepare payments, screen counterparties, request approvals, and operate through scoped keys instead of broad authority.
Teach the operating model for regimes: jurisdiction, licenses, corridor, asset, operation type, value, and the controls around each decision.
Use compliance gates, approval thresholds, and audit records as runtime controls, not as post-launch documentation.
Separate directory visibility, credentialed provider connections, health checks, and lifecycle execution so readiness is explicit.
Agents operate with keys limited to specific resources and workflows. The access model should fit the job, not the maximum possible action.
Compliance and approval checks run before supported operations continue, so blocked or escalated decisions stop the path and leave evidence.
Directory presence, stored credentials, adapter health, and lifecycle execution are different readiness levels. Do not collapse them into one claim.
The strongest architecture reviews start with a concrete operating question: which provider categories are needed, what regime applies, what an agent may do, and where compliance should stop execution.
Is the agent screening, preparing a payment, generating a contract, checking provider eligibility, or requesting an approval?
Capture operator jurisdiction, sender and receiver jurisdictions, asset, fiat leg, operation type, value, and license assumptions.
Decide which checks must pass before execution, which cases escalate, and what evidence belongs in the audit trail.
Validate the workflow against sandbox or builtin adapters before live provider credentials and provider contracts are treated as ready.
Use the concept library to align executive, compliance, engineering, and agent teams around provider orchestration, compliance gating, scoped authority, and simulation boundaries.
The execution layer that calls provider adapters through connection-scoped dispatch. It receives host bridges for credentials, audit, compliance, rate limits, and registry lookups.
The scoped HTTP surface an autonomous agent can use to generate contracts, screen counterparties, prepare treasury operations, inspect directory data, and run supported payment workflows.
A record that cannot be updated or deleted after it is written. In this product, compliance, payment, escrow, and ledger audit paths use append-only records for examiner review.
The check that runs before a financial operation executes. If the gate blocks or escalates, the normal provider execution path does not continue.
Runtime execution based on the provider connection selected for an organization, not a public provider identifier embedded in a request.
The layer between an app or agent and the financial infrastructure it needs: providers, contracts, compliance, approvals, credentials, and audit.
The operational context for a money movement flow, usually including sender jurisdiction, receiver jurisdiction, asset, fiat leg, and provider categories.
The decision that a provider can support a category for a specific regime. It depends on jurisdiction, corridor, asset, licenses, value, and provider capability.
A runtime dependency injected by the platform, such as credential lookup, audit writing, compliance evaluation, rate limiting, or provider registry access.
The maturity of a provider connection: L1 directory visibility, L2 credential storage and health, or L3 lifecycle execution through an adapter.
A provider capability that maps to real operations, such as sanctions screening, KYC verification, bank transfer initiation, wallet custody, or token issuance.
An organization-scoped link to a provider. It stores environment, credentials, health, and configuration for runtime dispatch.
The reference layer for who exists and what they may support. Directory presence is not the same thing as live execution.
The public adapter contract third-party adapters implement. The runtime remains private and calls adapters through injected bridges.
The full regulatory context for an operation: operator jurisdiction, licenses, sender and receiver jurisdictions, asset, fiat currency, operation type, and value.
A bearer key limited to specific resources such as compliance, payments, wallets, projects, analytics, or FX. It should grant the smallest access needed for the workflow.
Execution against builtin adapters, sandbox infrastructure, or test chains without live money movement or live third-party provider credentials.